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When it comes to personal wealth, discussion always begin with SAVINGS.So today, Before understanding the basics of savings, let’s try to go back to our childhood days when we use to put coins in a piggy bank.It used to take  months or years to fill that tiny bank. So basically we can say, that weRead more

Now a days our 80% transactions are online and we do it through online/net banking, money transfer platforms like paytm, phone pe etc, credit cards. But People are reluctant to use debit cards. Here are 3 reasons of not using it over other modes of payment 1) Not having enough money in their account 2)Read more

I see a lot of online content discussing career, success, etc. and end of it , all these ultimately revolves around making money. Definitely money making is important , after all money is crucial for a comfortable living and lifestyle . Money is one crucial factor of happiness, you can say Money + Comfort =Read more

First thing people should ask themselves that why use credit cards a) Is it the convenience? b) Is it the liquidity crunch? c) Is it just for the sake of earning minuscule credit card points? d) Is it turning blind eye or reluctance to use Debit card ? f) Is it the related benefits relatedRead more